If you are a

police officer   firefighter   teacher or educational institutional employee   military member   health care worker

who could use extra help buying a home, then My Community Mortgage might be right for you.

With a lower credit score required and little money down, this program is designed both for first-time homebuyers AND those buyers wishing to refinance their loans. Both fixed-rate and adjustable rate loans are available.

Flexibility is key in this loan program. That means underwriting standards are a little less strict, up-front cash requirements are less; plus there are fewer eligibility restrictions and more loan options.

In many cases the program requires only a 3% down payment. The majority of funds for down payment and/or closing costs can come from the borrower's cash on hand, gifts, grants or loans from relatives, nonprofit groups or employer-assisted housing programs.

If you would like additional information or wish to apply for a My Community Mortgage, please contact a Guaranteed Loan Consultant at 1 (888) 572-3602 or fill out a secure online application.

Programs, rates and terms subject to change without notice. Certain restrictions apply; not all applicants will qualify. Guaranteed is not acting on behalf of or at the direction of  FHA, VA or the federal government.